At Whole Wealth, money isn’t the main character—you are.

Finance That Feels Like Self-Care

Founder Erica Rice, MBA, noticed a troubling pattern: clients hit new income highs, yet still lay awake replaying “what-ifs.” And when a personal health wake-up call showed her how stress leaves its mark on both lab results and bank balances, Erica developed a new approach to personal financial planning. With the Well-Wealth Method, you get holistic guidance specially designed to help you trade money-driven anxiety for calm clarity that lets you focus on the people and things you love most.

Meet Erica Rice, MBA

Erica Rice, MBA, is the founder of the Well-Wealth Method, a holistic approach to financial planning that helps individuals and families move beyond money-driven anxiety into a place of calm clarity. With over a decade of experience in the finance and accounting industries, and a bachelor’s in accounting and an MBA from UMKC, Erica combines technical expertise with a personal passion for helping others create financial freedom. 


Her perspective deepened after a personal health wake-up call revealed how stress leaves its mark not only on bank balances, but also on lab results. From that experience, she built a new way forward—helping clients align their money with their values so they can focus on what truly matters: their health, their families, and the lives they love.


Outside of work, Erica loves spending time with her husband and daughter, Jocelyn, and enjoys Pilates, sourdough baking, traveling, and paddleboarding. Her down-to-earth approach and personal connection make her more than just a financial advisor—she’s a partner who understands that wealth is about more than numbers; it’s about living well.

The Well-Wealth Method 

Rooted in clarity, calm, and purpose, our four-step framework meets you where you are, then helps guide you from your first dollar to generational impact. Whether you’re mid-career, approaching retirement, already enjoying your work-free life, or simply want a second opinion, each phase layers tax-aware strategy with stress-reducing systems, so your money grows in harmony and stress-free wellness. 

01

Start Strong

  • Cash-flow mapping & stress-test budget
  • Debt prioritization & credit-score strategy
  • Beginner-friendly investment launchpad

02

Grow Sustainably

  • Tax-efficient retirement and brokerage layering
  • Automated saving & profit-first systems
  • Purpose-driven investment portfolios (ESG, values-screened options)

03

Protect What Matters

  • Independent insurance gap analysis
  • Legacy planning coordination
  • Emergency-fund right-sizing

04

Plan Together

  • Values & vision workshops
  • Clear, easy-to-use meeting templates, Multi-goal road-mapping (home, college, travel)

Our Beliefs

The Whole Wealth Promise:  Whole Wealth transforms money stress into clear, financial wellness-rooted strategies that help grow net worth and confidence—so you can retire smarter, live better, and breathe easier during your best years yet. 

Clarity Heals

Transparent, tax-aware plans calm the nervous system.

Humans > Spreadsheets

Numbers matter, but values drive them.

Partnership Wins

We co-create every step so the plan sticks and reflects your needs.

Progress Over Perfection

Small, steady moves outpace flashy one-offs.

What Makes Us Different

We speak real language, design strategies you can actually live with, and celebrate the wins right beside you. But most importantly, our goal isn’t to simply generate more money. It’s our mission to grow the consistent, strategic, and meticulously tailored wealth you need to live a life of financial, physical, and emotional wellness. 

Let’s Align Your Wealth With Your Well-being

Money should fuel confidence, not steal your sleep. If you’re craving alignment, clarity, and a guide who talks like a real human, Whole Wealth is ready to help you start building financial wellness today.

Your First Step Toward Financial Wellness Starts Here

You’ve already taken the hardest step—deciding it’s time for money to serve your wellbeing, not sabotage it.


Completing the form to the right connects you with Erica Rice for judgment-free guidance, clear next moves, and the calm confidence that comes from a plan built around you. Reach out today and start breathing easier about tomorrow.

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